Refi Fun!

We refinanced the house again based on the promise of incredible savings and untold wealth. They forgot to tell us it would drag on and on and on, due, so they say, to the much tougher regulations put in place after the whole mortgage fiasco. The rates actually rose during the process and it was NOT easy. But, it's over and in two years when we start saving $50 a month, we're gonna be doing the happy dance.